Frequently Asked Questions

Getting started

How do I open an account?
Creating your Connect Invest account is easy. Get started here and verify your email address. The second step is identity verification. The final step is to link your bank account to your Connect Invest wallet to transfer funds to make investments.

What type of investment accounts am I able to open?
Connect Invest allows investors to open a personal cash account, IRA account, trust account, or business account. 

Why do I need to provide personal information?
Connect Invest is required to complete identity verification to meet the financial suitability requirements. Connect Invest uses a third-party integration for identity verification. This information is also necessary to prepare your tax documents at the end of the year.

What are the requirements for opening an account?
  • Must be a U.S. citizen or permanent resident
  • Must be at least 18 years old
  • Must have U.S. social security number

Does Connect Invest charge any fees to invest?
No. Connect Invest does not charge any fees to invest with us. 

What is a Connect Invest wallet?
The Connect Invest wallet is your account's digital wallet. This is where your funds are held when you transfer funds, receive interest payments, and receive principal payments. Initial transfers take up to 5 business days for funds to move from your funding source to your Connect Invest wallet. All future transfers for active investors take up 2 business days.

What are the benefits of investing with Connect Invest?
Connect Invest allows investors to manage their accounts all through their account portal. This will enable you to add funds, make investments, and collect interest and principal payments through your account.

Are investment returns guaranteed?
No investments are guaranteed; there is risk in all investments. The loans in the Short Note portfolio are collateral-backed by real estate projects. All loans funded by Short Notes are in the first position, which means our loan originator has legal rights to foreclose in the event a loan goes into default status in an attempt to recuperate the loan amount and repay Connect Invest.


What are the yields on your investments?
Our investments yield a 7.5 - 9.0% annualized rate of return, depending on your selected investment.

What is the investment minimum?
The Short Note investment minimum is $500. 

What am I investing in?
You are purchasing a note from a Regulation A Tier 2 that Connect Invest was qualified to offer by the SEC. Click here for additional information provided by the SEC. Reference our Offering Circular for the description of the use of proceeds. 

Am I able to have more than one Short Note?
Yes, you can invest into multiple Short Notes.

How often will I receive an interest payment?
The interest is paid in arrears starting the following month of your Short Note activation. Interest payments are not contingent on the number of deals funded through Short Notes, as the notes are required to pay investors their interest regardless of utilization. 

What are Short Notes?
Short Notes allow investors the ability to invest in real estate. Once invested in a Short Note, your funds are diversified across a portfolio of real estate loans like a mutual fund. This minimizes the risk for Connect Invest Short Note investors. 

Can I liquidate a Short Note?
Yes, it is possible to liquidate your Short Note. Please click here to view the liquidation forfeiture and process. To submit a liquidation request, please click here.

How do I invest?
First, you must set up your account and have available funds in your Connect Invest wallet. Investing is as easy as going to investment listings and view details on the investment you would like to make. You will select invest now, input your investment amount, sign the subscription agreement, and confirm your investment. 

Do I need to be an accredited investor?
No, you do not need to be an accredited investor to invest in our investments. Connect Invest Short Notes are available to verified investors. 

Is there a maximum amount I can invest?
The maximum amount an individual can invest varies on their net income and net worth. Please reference our offering circular.

What documentation do I receive upon investing?
A copy of the signed subscription agreement and note purchase agreement will be emailed to you with your investment details.

Account management

How do I verify my bank account?
You can verify your bank account two ways. The fastest way is via our third party partner Plaid, where you'll enter your online banking credentials for bank verification. The second way is with our micro deposits function, where you can enter your bank account and routing number and Connect Invest will deposit two small amounts into your bank account for verification. 

How do I deposit funds into my account?
Investors may deposit funds into their account through the standard ACH banking process. Amounts greater than $100,000 should be transferred through a wire transfer. Contact us to obtain the wire instructions. 

What tax information will I receive on the income generated from my investments?
A Form 1099-INT is used to report income from interest generated above $10 for the tax year. 

How can I secure my account?
Multi-factor authentication can be set up in the accounts profile settings.

What should I do if I am having problems accessing my account?
If you encounter account problems such as a locked account, password reset, or sign-in trouble, please contact us. If you need immediate assistance, please call 866-795-7558.

Not finding what you’re looking for?

If you have additional questions or need immediate assistance, please contact us at 866-795-7558 or email us at