What If You Could Switch Places With a Bank for 6, 12, or 24 Months?

 

 

 

Most people let banks rent their dollars. The bank pays you a little interest, then turns around and lends your money out at higher rates—keeping the spread.

 

But what if, for the next 6, 12, or even 24 months, you took the bank’s seat? What if your dollars earned a fixed return, backed by real estate projects, on clear terms you could ladder to fit your goals?

 

That’s the simple idea behind Connect Invest. Below, we’ll unpack what “switching places with a bank” actually means, what changes for your money, the benefits you receive, and how Connect Invest is making this path simple, accessible, and repeatable.

 

 

 

 

When you “switch places with a bank,” you stop letting your cash sit in accounts where someone else captures most of the value. Instead, you put your dollars to work in short-term, real estate–backed notes with set durations and fixed rates.

 

• Short terms: 6, 12, or 24 months (you choose).

• Fixed returns: Up to ~9% fixed annual yields (term-dependent).

• Low minimums: Start with as little as $500.

• Diversification: Dollars are spread across 100+ active projects.

• No account or liquidity fees.

• Tax-advantaged option: Fund from a Self-Directed IRA or old 401(k) rollover.

 

Justin French, CMO: “We built Connect Invest to give everyday people the same core mechanism banks use—short-term, collateralized notes—without the complexity or gatekeeping.”

 

 

 

• Fixed, Knowable Income – You see your return upfront.

• Control Over Timing (The Ladder) – Stack maturities at 6, 12, and 24 months.

• Diversification Simplified – Exposure to 100+ projects at once.

• Low Barrier to Start – Begin with just $500.

• Tax-Smart Options – Use retirement funds through a Self-Directed IRA.

 

 

 

 

 

One of our clients started with just $10,000. He split his funds—half went into a Connect Invest 9% note and the other half sat in his savings account earning less than 1%. After 10 years, the savings account had barely grown past $10,800, while the Connect Invest account had climbed to over $23,600. Looking back, he admitted:

 

 

 

 

Here’s what happens when you put $10,000 to work and reinvest your returns annually:

• Bank (<1%) → $10,829 after 10 years.

• Connect Invest (9%) → $23,674 after 10 years.

 

 Chart: Compounding Effect of $10k Over 10 Years (attached)

 

That’s nearly $12,845 more—and notice this: with Connect Invest, your money didn’t just grow, it more than doubled in the same time it barely moved in a savings account.

 

Instead of waiting a lifetime for a bank to deliver that kind of growth, you can see compounding work for you in less than a decade⸻

 

 

 

The Rule of 72 shows how many years it takes for your money to double:

• Bank Savings (<1%) → ~90 years to double.

• Typical CDs (2–3%) → 24–36 years to double.

• Connect Invest (9%) → ~8 years to double.

 

 Chart: Rule of 72 Visual (attached)

 

Justin French: “Most people don’t realize how little banks and CDs actually grow your money. With Connect Invest, the timeline compresses from decades down to less than a decade—making real compounding finally feel real.”

 

 

 

• Busy professionals who want passive, scheduled income.

• Retirees who value predictability and laddered access.

• First-time investors who want a low-friction on-ramp.

• Real-estate believers who want exposure without owning doors.

• Tax-smart planners leveraging SDIRAs or 401(k) rollovers.

 

 

 

 

“We built Connect Invest so that everyday people can participate in the most dependable part of real estate—the income—without taking on a second job. It’s simple on purpose, because clarity is a feature. Pick your term, stack your ladder, and let time do its work.”