How Retirees Are Using Connect Invest to Live on Passive Income—Instead of Watching Their Equity Shrink in the Market
For many retirees, the goal shifts as they enter retirement.
It’s no longer about chasing aggressive growth or beating the market.
It’s about predictable income, capital preservation, and peace of mind.
Rather than watching retirement savings fluctuate with market volatility, some retirees are choosing a more stable approach—using real estate–backed fixed income to generate passive income they can rely on.
Two families, the Harris family and the Whitakers, illustrate how this strategy can work in practice.
The Harris Family: Turning an Old 401(k) Into Predictable Income
Mark and Linda Harris had an old 401(k) from a previous employer sitting largely untouched.
The account came with several challenges:
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There was no longer an employer match
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Performance had been inconsistent
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Repeated market swings made it feel like the account was losing ground
They didn’t want one of their largest retirement accounts exposed to ongoing market volatility for the next two decades.
After evaluating their options, the Harrises rolled a portion of the old 401(k) into a self-directed structure and began using Connect Invest to generate real estate–backed passive income.
Today, the Harris family earns approximately $80,000 per year in passive income, delivered through consistent monthly deposits they can plan around.
There’s no guessing and no waiting for markets to recover—just predictable income supporting their retirement lifestyle.
The Whitaker Family: Protecting a Nest Egg From Volatility
David and Susan Whitaker faced a different concern.
Their retirement savings weren’t standing still—they were being slowly eroded each time the market dipped. Instead of growth, volatility was steadily reducing the value of what they had worked decades to build.
Their priority wasn’t speculation. It was stability.
The Whitakers moved a portion of their retirement funds into Connect Invest and created a ladder of real estate–backed fixed-income notes designed to generate consistent returns over time.
That strategy now produces approximately $60,000 per year in predictable passive income.
For them, the shift wasn’t about taking on more risk—it was about protecting their retirement and creating dependable income.
Two Families. One Goal: Real Stability in Retirement
While their situations were different, the Harris family and the Whitakers shared a common objective: stability.
Both families chose Connect Invest because it offered:
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Monthly passive income they could count on
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Returns backed by tangible real estate assets
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Reduced exposure to market volatility
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A strategy aligned with long-term retirement needs
This is what retirement planning can look like when income replaces uncertainty, steady, secure, and designed to support the years ahead.